Central Bank Rate: 0.00%
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Loan Apps Tonga

7 Verified Lenders • From 12.4% APR

Central Bank Rate 0.00%
Inflation Rate 2.80%
GDP/Capita TOP 12,016
Average Monthly Salary TOP 1,000
Income Tax Rate 20.0%
Average Property Price TOP 200K
Unemployment Rate 2.2%

Loan Types Available

Personal Loans

Interest Rate 12.40% - 13.40%
Loan Amount TOP 1,000 - 50K
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Business Loans

Interest Rate 6.97% - 7.01%
Loan Amount TOP 50,000 - 500K
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Student Loans

Interest Rate 5.00% - 7.00%
Loan Amount TOP 1,000 - 20K
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Mortgage Loans

Interest Rate 7.99% - 8.06%
Loan Amount TOP 50,000 - 500K
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Auto Loans

Interest Rate 7.00% - 9.00%
Loan Amount TOP 5,000 - 100K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

None

Minimum Down Payment

20.0%

Top Lenders

South Pacific Business Development Microfinance Ltd

4.7
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Ngata Fintech Innovations

4.5
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TDB

4.4
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ANZ

4.4
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Digicel MyCash

4.3
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BSP

3.7
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Loan Calculator

Monthly Payment TOP 890
Total Cost TOP 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews